Is the Litigation Practice Group Legitimate?
Hey there, Kathy!
I understand you have concerns about the credibility of the Litigation Practice Group. They’ve enrolled you in a debt verification program and attempted to dispute your debt with Discover. However, the creditor has confirmed the validity of your debt, and now you’re paying the Litigation Practice Group $385 a month. With two years ahead of you, that totals $9,200. You’re questioning whether this company is running a scam and if you can terminate your contract with them. Let’s dive into this matter together.
The Veracity of the Litigation Practice Group
You mentioned whether the Litigation Practice Group is “real.” Well, indeed, the Litigation Practice Group does exist. It is a registered company in the State of California. The president and secretary of the company, Daniel March, hold official positions within the organization.
Please note that their registration is specific to California. If you reside outside California, it’s essential to check if they are authorized to operate in your state. Here are some useful guides that you can utilize to investigate the company on your own:
- The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
- 10 Must-Do Steps to Find the Best Counseling or Settlement Company for You
- How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off
Unmasking the Scam Question
The term “scam” is quite subjective and can differ from person to person. In your case, it seems that you signed a client agreement with the Litigation Practice Group for debt validation services, which entails paying a fee. The key questions here are:
- Is the company fulfilling the services outlined in the client agreement?
- Did the client agreement include specific outcome guarantees?
Cancelling Your Agreement with the Litigation Practice Group
Before taking any drastic steps, I always recommend attempting direct communication with the company to address any discontent or disputes. To aid both consumers and companies in resolving their issues, I’ve created a comprehensive guide that you may find helpful. You can access it here
If you believe that the Litigation Practice Group is not delivering on its promises as agreed, my guide also outlines a systematic escalation process for resolving such issues. Typically, client agreements with debt relief companies provide instructions on how to cancel.
Addressing the Issue of Debt Validation
It appears that your dissatisfaction with the Litigation Practice Group stems from the ineffectiveness of the debt validation strategy employed. Personally, I find that debt validation is not a highly successful method for eliminating all debts. It would be wise to inquire about the Litigation Practice Group’s success rate in eliminating debts for their clients.
To date, I haven’t come across any consumers who have successfully eliminated all their debts solely through a debt validation strategy. Have they shared any statistics on their success rate with you?
Based on my experience, consumer bankruptcy offers a quicker solution for resolving bad debts. A Chapter 7 bankruptcy typically takes around 120 days to complete and costs $2,000 or less. Moreover, all included debts that can be legally eliminated are discharged without any tax liability.
Keep Me in the Loop
After following the steps outlined above, I’d greatly appreciate it if you could revisit and share your experience regarding how the Litigation Practice Group handles your complaint. If they address the issue adequately and provide a favorable outcome, I’d be more than happy to commend them for their efforts.
Remember, Kathy, Garrity Traina is here to support you throughout this process. Feel free to reach out if you need any further assistance.